IFMR Holdings Private Limited (“IFMR Holdings”) is a private limited company incorporated by IFMR Trust to further its objective of financial inclusion. As part of its business, IFMR Holdings works in the area of financial inclusion and has invested in subsidiaries that are engaged in furthering the mission of IFMR Holdings. IFMR Holdings invests in, and operates financial institutions in India with the mission of ensuring that every individual and every enterprise has complete access to financial services. We operate a network of branches in remote rural India, providing a complete set of financial products and services to households and enterprises through a unique branch-based business model, known as the ‘Kshetriya Gramin Financial Services’ (KGFS) model. We provide technology and product platforms that enable the growth of highly customer-centric financial institutions. We also provide complete access to debt capital markets for high quality financial institutions that serve financially excluded households and enterprises. As at March 2015, IFMR Holdings and its group companies, had reached over 15 million people across 29 states and 480 districts in India, working through its own network and that of its partner originators.