Welcome to Tora. The Tora brand represents the non gaming offerings of OPAP Group and is comprised of two separate legal entities that are both wholly owned subsidiaries of OPAP S.A. Tora Wallet S.A., is a licensed Electronic Money Institution, authorized and regulated by the Bank of Greece under the provisions of European Commission’s PSD and PSD-II Directives, while Tora Direct S.A. is a services and information technology company. Tora services are offered through a huge retail network across Greece, that includes OPAP stores and other retail locations (kiosks, convenience stores, super markets, gas stations, etc), totaling to more than 10.000 retail locations across Greece. Tora services include bill payments for more than 100 different private and public organisations, domestic money transfers (cash-to-cash), prepaid mobile top-ups for all Greek operators, store value products and other custom ebusiness solutions. The company employs talented and highly knowledgeable people in the area of payments, e-money related services, retail services and customer service, who are enjoying the benefits of being part of the OPAP family and live by its Core Values: Fun, Dynamic, Passionate and Fair. Tora. Do more.