Intentionally Different! JTS is a full-service employee benefits and HR consulting firm dedicated to providing exceptional service from start to finish. Client satisfaction is our top priority. When you choose JTS to design, implement and manage your employee, personal or commercial benefits, you get a team of professionals that knows the business and has raised the bar on world-class service. As one of the fastest growing brokerage/consulting firms in Arkansas, we know that our most valuable asset is our ability to help our clients leverage their resources to achieve their goals. Individual Benefits: Life Insurance Medical Insurance Long-term Disability Long-term Care Employee Benefits: Medical Plans (including PPOs, HMOs, and HSAs) Dental Plans Short-Term Disability Long-Term Disability Vision Life/AD&D Worksite plans (cancer, accident, critical illness) Long-term Care Buy-Sell Agreements Key Person Life Insurance 401(k) Plans Commerical Insurance Fire Legal Liability Business Property Insurance General Liability Insurance Product Liability Insurance Commercial Auto Liability E&O Employee Benefit Liability Credit Insurance BOP - Business Owner Policy Surety Bonds Property & Casualty Insurance