Better Businesses, Better Lives! We provide leading-edge products and exceptional service. Our Promise: to assess and identify your risk exposure and implement an action plan to contain losses. We identify training needs and provide on-site assistance to actively address loss severity and promote safe work environments. We are a privately owned Risk/safety consulting and Commercial Insurance/Employee Benefits firm with state of the art technology, tools and resources which allows our team of experts to properly and effectively manage your total cost of risk. We represent a multitude of national and regional insurance carriers so that we may customize programs to meet the needs of our clients.