The smartest choice in payments – Smart Choice Payments Let one of our specialists work with you to determine the best acceptance and processing solutions for your business. There’s no cost or obligation for a detailed rate analysis and proposal so contact us today. Accepting credit and debit cards is an important decision for your business and offers many benefits for those that choose to do so. Choosing to open a merchant account with Smart Choice Payments allows your business to accept credit, debit, and many other types of optional card payments, such as gift, loyalty, and reward cards. By choosing to accept card payments you can potentially increase your sales, lower your administrative costs, gain quicker access to funds, increase your average sale amount, and become more efficient. Accepting payment cards also helps your business appear more modern and innovative. Additionally, by taking cards as a form of payment, your business will improve your relationships with your customers. Customers find that paying with a credit or debit card is easier and safer, and involves fewer hassles than cash or delayed payment issues common with billing. On the flip side, the more difficult it is for customers to make purchases, the more likely your business is to lose customers. If you are aware of the inconvenience customers experience due to your business not taking credit and debit cards (and, particularly, if your competitors do take them), you may decide that accepting cards will be a positive change for your business. Giving your customers the convenience of paying by credit and debit cards simultaneously reduces errors in cash collection and lowers the risk of default. Meanwhile, your business will be able to increase retention by offering customers with recurring charges the opportunity to pay automatically using their preferred payment card.