Founded in 1996 in the Cayman Islands, Island Heritage is a leading provider of personal and commercial insurance. In 2018, the Island Heritage Retirement Trust Company was approved as a Cayman-registered pension plan provider. Island Heritage holds a financial strength rating of “A (Excellent)” by AM Best, along with a proven track record of customer service excellence throughout the Caribbean. The Company is licensed to provide insurance cover in Anguilla, Antigua, Bahamas, Barbados, the British Virgin Islands, the Cayman Islands, the Caribbean Netherlands, Dominica, Grenada, St Kitts & Nevis, St Lucia, St Vincent & the Grenadines, Turks & Caicos and the US Virgin Islands. Island Heritage is part of the BF&M group of companies - like-minded organizations with one goal in mind: providing insurance the way it should be.