Lockhart, Morris and Montgomery is a third-party collection agency and debt buyer operating nationwide and headquartered in Richardson, Texas. Since our establishment in 2004, we have been determined to reinvent the public perception of the collection industry by building honest relationships with both the clients and consumers we serve. Results are achieved through a compliance-first, data-driven strategy that has proven successful with meeting revenue goals for receivables at any stage of delinquency. We are prepared to be a partner and ally for all parties involved in the debt resolution process. Our collection team helps clients resolve delinquent accounts while maintaining their brand integrity and customer relationships. We share a common belief that every person wants to pay a valid debt. People typically have good intentions which we support with genuine caring, encouragement and understanding.