Personal attention to the needs of our clients, experience in a broad array of specialties and relationships with decision-makers are the characteristics that leads people to turn to Hladik, Onorato and Federman, LLP for legal needs. Mortgage Law Department. Even in strong economic times, foreclosures are a standard component of the mortgage industry. Like mortgages, real estate tax sales are scheduled every spring and fall no matter the relative health of the economy. Mindful of this, our Firm represents clients in lending matters with creativity and innovation. Led by Stephen M. Hladik, a former Deputy Attorney General in charge of the Harrisburg office of the Bureau of Consumer Protection and a recognized expert in lending law, the Mortgage, Foreclosure and Tax Sale Law Practice has represented clients from every sector of the mortgage industry. The Mortgage Law Department handles all aspects of foreclosure, bankruptcy, eviction, REO, tax sales, TILA, RESPA, FDCPA and UDAP. Municipal Law. The selection of solicitor is among the most significant decisions a municipal body makes. Providing legal advice on personnel, land use and development, litigation and other highly sensitive matters, a solicitor is one of the professionals most vital to the handling day-to-day matters for a governing body's vision. Led by partner David Onorato, the broad legal experience and personal attention our Government Law Department furnishes to its clients distinguish the Firm as a leader in municipal law throughout southeastern PA. Possessing more than 100 years of experience combined, representing townships, boroughs, authorities and zoning boards, our Firm has represented communities of diverse sizes and resources. Our municipal law attorneys have not only the legal background and practical experience, but a deep understanding of the forces affecting municipal government to be a key part of and a significant asset to your board, your vision and community.