LendingMetrics is a credit reference agency, authorised and regulated by the Financial Conduct Authority. It offers a range of other services including associated credit risk professional consultancy. LendingMetrics' multi-award-winning products include Auto Decision Platform (ADP), which facilities automated credit decisioning and OpenBankVision (OBV) which is a fee-free Open Banking solution for lenders. The company has strategic partnerships with Equifax and Experian which allows LendingMetrics to distribute a range of products through its platform, The LendingMetrics Exchange (LMX). LendingMetrics has extensive experience in the field of online lending credit risk solutions and was the first UK credit reference agency to become fully authorised by the Financial Conduct Authority. LendingMetrics operates in the United Kingdom and Australia.