After looking at collection practices in use today we have a new approach to collections. That approach is to work with consumers to get obligations taken care of. With the current state of the economy consumers are finding themselves in tough situations. Our goal is to help them figure out how to stay on their feet and pay their obligations to our clients. By helping consumers get obligations paid business owners have the opportunity to recover funds while showing that they care about their consumers. When a bill becomes a debt we begin to help business owners. Accounts are placed with us where we handle all letters, calls, skip tracing, and payments. We then provide monthly reports on progress and recovery.