Friox technology Pte. Ltd. had been established in Singapore in 2017. The main focus of the company is to generate value to Non-Banking Financial institutions, Banks, Insurance companies or Credit lenders with portfolio on retail market in Europe or Asia. Our data, advice, prediction models, skip-tracing and social media skills allow to attract more attention on potentially non-performing assets. We also allow loans, that would be no approvable in normal circumstances to be approved by discovering the potential risk profile and mitigating it.