HBF was founded more than 80 years ago in Perth and has provided private health insurance to generations of Western Australians. HBF has expanded to become Australia's second largest not-for-profit health fund, providing hospital and ancillary insurance to more than 1.1 million members nationwide. HBF is also becoming a more active participant in health services through its physiotherapy business Life Ready, its expanding HBF Dental business, and pharmacy partnerships with TerryWhite Chemmart outside of WA and Pharmacy 777 within WA. HBF is committed to actively connecting with and supporting the communities in which it operates as a trusted member-based organisation.