Universal Property & Casualty Insurance Company (UPCIC), a wholly owned subsidiary of Universal Insurance Holdings, Inc., is one of the leading writers of homeowners insurance in Florida. UPCIC is fully licensed and has commenced its operations in Alabama, Delaware, Georgia, Hawaii, Indiana, Maryland, Massachusetts, Michigan, Minnesota, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, South Carolina and Virginia. We have established strong relationships with a network of over 7,000 independent agents by emphasizing personal interaction, offering superior services and maintaining an exclusive focus on homeowners insurance. Universal Property & Casualty Insurance Company is an Equal Opportunity Employer.