BOC Bank Philosophy BOC Bank offers customers a simpler and more efficient technology-based solution to banking with no tricks or hidden fees. We also continue to recognize the fundamental importance of the human side of a bank, enhanced by a spirit of kindness and an openness to change. Don’t think of us as a traditional bank with a branch on every corner Think of us as a technology bank that makes your life easier. We’ve put all of our services online, which means banking is on your time, not ours. You can open an account, apply for a loan, deposit a check, pay a friend by text, eSign documents, and much more from the convenience of your smart phone or personal computer 24/7. But that’s not the best part BOC is an online technology bank with heart and soul. This isn’t a job to us. We wake up with one purpose: to help our customers flourish, grow their families and businesses, and be happy. Our customers demand this blend of technology and human interaction and we strive to provide it. Open an Account We’re ready to change the way you think about banking and get you where you want to go. You first.