Making Complex Wealth Management Matters…Simpler At JEM Wealth Management, we understand that clients are interested in simplifying the complexities of wealth management. This is accomplished by receiving a complete advisory relationship. Investment Management Financial Planning Retirement Planning Philanthropy Estate Planning Tax Planning Insurance Planning Employee Benefits Managing Non-financial Wealth Components Providing for Family & Future Generations That is why we look beyond our own relationship with our clients, viewing ourselves as part of our clients’ entire team of advisors, making sure what we do is complementary to their advice. Sound financial planning and strategic investment processes are designed to take into consideration all of a client’s wealth management needs and to help achieve personal, financial and investment goals. If you would like to talk to us about wealth management that truly fits your needs please contact us. In the meantime, check back with us often to see our latest updates and blog posts. Securities offered through American Portfolios Financial Services, Inc. Member: FINRA, SIPC. Froehlich Financial Group, LTD. is independent of American Portfolios Financial Services Inc. and American Portfolios Advisors Inc.