For decades, the mortgage industry has been very transactional and interest rate focused. There has been very little emphasis on providing relevant advice or selecting the ideal mortgage strategy with the lowest overall cost and greatest ability to generate wealth for you and your family. NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. At NEO Home Loans, we help you find the ideal mortgage strategy, proactively manage your mortgage for you, and advise you on various wealth creation strategies for the entire life of your loan. Our success as a company is not measured by how many loans we do, but by how successful you are as a homeowner – today and for years to come. NEO Home Loans is a registered DBA of Luminate Home Loans, Inc. NMLS# 150953. Corporate Headquarters 2523 S. Wayzata Blvd, Suite 200, Minneapolis, MN 55405. This advertisement does not constitute a loan approval or loan commitment. Loan Approval and/or loan commitment is subject to final underwriting review and approval. Equal Housing Lender.