SmplEcosystem Creating the unified future of Equitable Financial Infrastructure with direct access for individuals, business, and governments. The Five Pillars 1. Smpl Payments: • Open Rails • 6 Second Settlement • 1% Fees or Less 2. Smpl Banking: • Self-Owned Bankruptcy Remote Zero Leverage • Community and Private Lending 3. Smpl Exchanges: • Fiat Currency • Spot and Mid-Market Rate 4. Smpl Marketplace: • One Store For Both Android and IOS • Business, Dev, and Creator Stores • Facilitating Callaboration and Monetization 5. Smpl Identity: • Control and Own Your Data • Smpl Vault Encryption and Authentication • Private Document Storage