Our firm was founded on the premise that you want to work with an objective, seasoned financial professional whose only loyalty was to you. We envisioned a firm where the financial advisors were not commission based salespeople, but truly advisors who were masters of their craft. We wanted to create a fee-only firm where you knew your best interests always come first. And so in 2008, SDW Investment Advisors was born. • This page is a publication of Schwarz Dygos Wheeler Investment Advisors LLC. The firm is registered as an investment adviser and only conducts business in states where it is properly registered/notice filed or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. • Information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. • Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed any particular benchmark.