CIS Bayad Center, Inc or BAYAD is the country's pioneer and leader in the Outsourced Payment Collection Industry. Now, more than ever, we continue to blaze the trail in the industry by providing a dependable bills collection solution to its corporate partners, creating business opportunities or its franchisees, and offering the public a reliable and convenient bills payment service. BAYAD is a member of the two major franchise organizations in the Philippines, namely: Philippine Franchise Association (PFA) and the Association of Filipino Franchisers, Inc. (AFFI). BAYAD is regulated by the Bangko Sentral ng Pilipinas.