CKV (Centrale Kredietverlening) is an unlisted, independent, stable, Belgian bank that has been active since 1956 throughout Belgium and since 2018 also in France. The headquarters are in Waregem. CKV specializes in tailor-made solutions for mortgage-guaranteed loans, both for private and professional purposes. CKV has a wide distribution network of independent credit brokers. Annually, around 200 million euro of mortgage-guaranteed loans are issued in Belgium and France. In addition, customers can turn to CKV for a varied range of traditional savings products, which are offered to the public through independent savings bank agents and through the Fintech platform Savedo. These deposits are used to finance all loans, making CKV a healthy bank which is fully self-financing.