Spence, Cassidy & Associates, LLC has representatives who are licensed and authorized to conduct life insurance business in AL, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IA, KS, MI, MN, MS, MT, NV, NJ, NM, NY, NC, ND, OH OR, PA, TX, UT, WA, WY. Spence, Cassidy & Associates, LLC also has representatives who are registered and authorized to conduct securities related business in AZ, AR, CA, CO, FL, GA, IL, IA, KS, LA, ME, MD, MI, MN, MS, NV, NY, OH, OR, PA, SD, TX, UT, VA, WA, WI, WY. Securities offered through OneAmerica Securities, Inc., a Registered Investment Advisor, Member FINRA, SIPC, . Spence, Cassidy & Associates, LLC is not an affiliate of OneAmerica Securities or the companies of OneAmerica and is not a broker dealer or a Registered Investment Advisor. This communication is not a recommendation or endorsement of any product, service, security or issuer. Third party posts do not reflect the views of Spence, Cassidy & Associates, LLC and have not been reviewed for completeness and accuracy. For additional information, please refer to one of the following consumer websites: www.FINRA.org, www.SIPC.org.