Dividend, a division of Fifth Third Bank, is a leading fintech point-of-sale lender for home improvement and solar financing solutions to property owners. From solar, air conditioners and roofing to windows and doors, Dividend is your one-stop lender for all your home improvement financing needs. All lending is originated by Fifth Third Bank, National Association. Member FDIC. Equal Housing Lender. For solar and certain home improvement loans, Fifth Third Bank does business under the trade name Dividend.