Helping individuals obtain knowledge about their personal credit reports. Teaching clients to establish, reestablish, and properly maintain old and new accounts to maximize their credit scores. FCI is not a credit repair organization, as they only set clients up to fail by not teaching how to prevent credit challenges in the future. We focus more on how to build one's credit, in order to enjoy a life free from bad credit, and educate the client on how to properly build their credit scores and maintain their credit to maximize their credit scores.