First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome, and Herkimer. They serve more than 50,000 Members throughout Oneida and Herkimer Counties in Central New York, offering a full suite of deposit and loan products for both personal and business banking. Along with dedicated, personalized Member service, they provide 24/7 online and mobile account access, a nationwide network of surcharge-free ATMs, automated phone service, and support for emerging banking technologies. A culture of social responsibility encourages employees to give back through volunteerism. As an organization First Source contributes significant funds and volunteers countless hours to many local groups.