For more than 40 years, local unions and their members have turned to Scarborough Alliance Group as a trusted partner for retirement planning an investment guidance because of our unique philosophy: We believe that members should be educated rather than sold something they don’t understand. That's why Scarborough educates members on topics ranging from helping members fully participate in their 401(k) plans by taking advantage of the benefits of company matching to helping retiring members transition into retirement. We provide union members with a planning process and tools, not just a product solution. Scarborough only uses low cost* investment products with no up-front or back-end sales charges, and with low internal management expenses. We disclose all fees and expenses and show members the impact of expenses on their retirement assets. All Scarborough retirement plans include a diversified mix of investments designed to provide solid long-term returns. As independent investment advisors, we are free to select investments objectively based on their merits. Contact Scarborough today at (800) 223-7608 to find out how we can help you plan for retirement. Securities and advisory services are offered through PlanMember Securities Corporation (PSEC), a registered broker/dealer, investment advisor and member FINRA/SIPC. Scarborough Alliance Group • One Bridge Street, Irvington, NY 10533 *An annual asset based fee will apply as well as the internal expenses of the funds.