Granite Management Limited is a unique captive management and International Employee Benefit (IEB) consulting company which was started in April 2010. Granite specializes in the reinsurance and/or financing of IEB programs designed to reduce the cost of employee benefits for client companies. Granite also specializes in the structuring and on-going management of captives and cell captives writing various lines of cover. Captives: Captives are an efficient and effective mechanism for establishing greater control over risk transfer, risk allocation, and risk financing decisions. They serve as an integral part of the strategic planning of organizations and play an increasingly important role in risk management. For General Captive Management, we offer a full spectrum of services ranging from feasibility reviews to company formation and on-going management. International Employee Benefit Programs: Savings are achieved without changing the terms and/or conditions of the benefits valued by the employees. This brief overview summarizes the advantages of working with an established team of experts who have an in-depth knowledge of a corporation’s captive insurance needs for operational risks, underwriting performance, sound business development and, in particular, employee benefit financing requirements. The Granite team have a proven track record in prudent management of a captive from reporting, auditing, compliance, and pro-active claims management, along with setting and following agreed underwriting guidelines set by the appropriate committees to provide the parent company with substantial cost savings as demonstrated by Granite’s Economic Value Added (EVA) metric.