At our firm we focus first on analyzing your current level of coverage. We operate an independent Agency. The benefit for you is: * 20-30 companies to choose from allow us access to all the BEST programs in the marketplace. * We can price shop for you since we have no agenda to try and sell you or place you with one specific insurance company. * We frequently find areas where people have significant gaps in their coverage and don't even realize it. We are able to make suggestions and recommendations to fix those things and usually at a significantly lower cost. * Sometimes there are areas where you are overinsured and paying for the same thing twice! We will point these out to you as well. * We LOVE what we do! * You hate insurance. We love it! Let us take the hassle out of it for you. We will complete a comprehensive audit of all your insurance policies for free and make our recommendations - no strings attached! Specialties: We save people TONS of money and at the same time INCREASE their coverage. How? By shopping the market for you. We are not captive to any one company and therefore have the flexibility to go out and make sure you are getting the most coverage at the very BEST price.