Raising the standard for consumer-driven insurance services in the country, BPI/MS provides insurance protection with unprecedented strength and stability through the joint venture of the Bank of the Philippine Island (BPI) and Mitsui Sumitomo Insurance Company, one of the largest non-life insurance companies in Japan. MSI is part of the MS&AD Insurance Group, one of the largest general insurers in the world, with presence in 45 countries and regions. SURE AND STRONG The combined expertise of BPI and MSI further enhances service delivery and strengthens market focus all the while maintaining their stability and integrity. When it comes to financial strength, BPI/MS is on solid ground. BPI, the most financially sound bank in the Philippines and a leader in banking innovation, owns 51% of the company, while MSI owns 49%. A TRUSTWORTHY FOUNDATION BPI/MS carries with it a strong heritage of trust from FGU Insurance Corporation, one of the oldest insurance companies in the country. Through the years, it earned and established its reputation of stability and integrity as the non-life insurance arm of the Ayala Group of companies, of which BPI is a member. For FEB Mitsui, its roots in the Philippines started in 1965 as Makati Insurance, owned by Far East Bank and Trust Company (FEBTC), then allied with Mitsui Marine in 1998. Soon, FEB Mitsui joined the BPI Group after its merger with FEBTC. Backed by its financial dependability and quality service, FEB Mitsui grew to become one of the top ten non-life insurers. BEYOND ASSURANCE Through the years, BPI/MS has demonstrated its commitment to becoming the leading non-life insurance company in the Philippines. It achieved ISO certification in June 2009 which resulted in more efficient processes and a deeper focus on customer service. BPI/MS continues to maintain its competitive edge by delivering new innovations for its wide range of standard consumer-driven insurance services and products.