Sterling is a leading woman and minority-owned administrator for HSAs, HRAs, FSAs, POPs and COBRA. Sterling also offers expert compliance services for ERISA Wrap, Form 5500 Filing, non-discrimination testing, and requirements under the Patient Protection Affordable Care Act (PPACA). Founded in 2004, Sterling pioneered the HSA industry, and today is a leading HSA administrator nationwide. Sterling is led by experts in the health benefits and healthcare financing industries for one primary purpose - to put employers and consumers in control of healthcare spending and in touch with resources to help manage their money and their health. Sterling was named #40 of the Top Woman-Owned Businesses in the San Francisco Bay Area and #20 of the Top Woman-Owned Businesses in the East Bay in 2018 by the San Francisco Business Times. We were also named a national Best Place to Work by Business Insurance Magazine in 2014. Our office culture is centered around health and wellness, reinforced by daily walks and stretching, led by CEO Cora Tellez. Sterling is based in Oakland, California with remote staff nationwide.