Incorporated in 1968, Robert J. Hoy Agency provides personal and business insurance coverage to Fulton, Montgomery, Saratoga County, and beyond. We are located in Broadalbin, New York just a few miles from the Great Sacandaga Lake. As a member of the Independent Agents and Brokers of New York, and Professional Insurance Agents of New York, we offer knowledgable and experienced professionals, multiple providers, competitive rates, and local claim service. Our objective is to make certain you receive the coverage you need to protect your financial future.