Pacific National Bank opened in 1982 as an Edge Act bank in Miami, Florida and in 1985 converted its charter to a National Bank charter issued by the Office of the Comptroller of the Currency (“OCC”). Also known as PNB, the Bank operates as a full service commercial bank serving the domestic and foreign clients. Pacific National Bank's deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”), the Bank is a Federal Reserve member bank, and operates multiple branches in Miami-Dade County, Florida. PNB is headquartered at 1390 Brickell Avenue, Miami, Florida, and is the 20th largest bank headquartered in Miami-Dade County based on assets. PNB received a Superior Rating of 5 stars from Bauer Financials, Inc. (www.bauerfinancial.com) .