Where Efficiency Meets Excellence; Your “Ideal” Solution to Smarter Home Financing. In the ever-evolving landscape of home financing, Ideal Mortgage stands as an innovator and customer-centric service company. Founded in 2023 by a team of industry veterans, we've sculpted a unique approach that brings together the best aspects of the broker business model with the streamlined operations of retail banking. At Ideal Mortgage, we're not just another lender or broker - we're a correspondent lender and broker, which means we have the autonomy to use our own funds for your home purchase or refinancing needs without the burden of excessive overhead. This allows us to pass on the savings directly to you, ensuring a superior service experience without the hefty price tag. Our commitment to you is reflected in our team of professional loan officers, who are not just experts in their field, but are also dedicated to working around your schedule. This works by ensuring that your home financing journey is as smooth and stress-free as possible. Whether you're stepping into the market for a new purchase, seeking to refinance for better terms, or seeking access to cash via equity in your home - we're here to guide you every step of the way. Choosing Ideal Mortgage means partnering with a team that values experience and expertise. Our internal staff (from processors to assistants) are seasoned veterans; boasting an average of over 5 years in the industry, with many surpassing the 10-year mark. This coupled with our state-of-the-art technology, we outpace large competitors who are often hindered by outdated systems and the high costs of upgrades. We're not just a company; we're your ally in the pursuit of the perfect home financing solution. Ideal Mortgage is the embodiment of what it means to have a lender or broker that works for you, ensuring that your home financing experience is nothing short of “Ideal”. Welcome to the future of home financing. Welcome to Ideal Mortgage.