WelSpot® is a technology-based, Pay Later financing company that removes cost barriers and borrower pain points to make the full spectrum of beauty and wellness more accessible and more affordable with tailor-made loans, and easy flexible financing, to help people look and feel the way they want now. A user-friendly convenient way to pay alternative, Welspot acts as a wellness bank for consumers to finance any aspect of their health and wellness ecosystem which includes plastic and cosmetic, dental, vision, fertility, telehealth, veterinary, gym memberships, fitness equipment and more. Through its proprietary sophisticated machine learning algorithms to interpret data, WelSpots' finovative AI models provide higher approval rates, lower loss rates, while offering a seamless digital experience making it a more inclusive gateway as well. WelSpot helps people say goodbye to outdated financing and hello to the future that health conscious consumers want today.