We are mortgage specialists serving ALL of Ontario, who advocate for our clients so you get the best possible mortgage that suits your needs. We work hard to make sure your experience of securing a mortgage is smooth and pleasant, whether you are a first time home buyer, refinancing, switching or renewing your mortgage, or in a complex situation. We perform two important roles: 1. We are Mortgage Specialists. Our role is to provide you with the very best rate and best mortgage product available. We work with lenders across the country. Just tell us if you have a bank you prefer to deal with. Let us know if you prefer branch banking or on-line banking. We explain all the options you have. We answer any questions you may have about the process. Our goal is to make the process simple and straightforward. We take your situation and give you a range of options and solutions from which to choose. For most mortgages the lenders pay us directly. There is no cost to you. There is a tremendous upside in terms of obtaining the best rate. 2. We are Client Advocates. We are there to help you get the best possible mortgage that suits your needs. We try to maintain excellent standards in terms of customer service and ethics, and view ourselves as strong advocates for the client. It pleasantly surprises many clients that if they call us a year or two after the fact, they are treated with the same degree of respect.