First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees into a financial institution of 31 offices serving 21 states in the Northeastern, Mid-Atlantic, and Southern regions. Our entrepreneurial management team, support staff, and industry leading producers have built a strong foundation of relationships in our local communities. We have a culture unlike any other mortgage company which gives us the ability to bring superior service to our customers and a gratifying workplace for our employees. Our Company is one that relies and thrives on innovative ideas from our employees. The empowerment our workforce has to make contributions has greatly impacted efficiencies, timeliness, and high quality loan delivery. All of this and more creates the best possible customer experience - our ultimate goal. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. Refinancing your current mortgage loan could result in the total finance charge to be higher over the life of the loan. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Equal Housing Lender.