Why we're different? Community Savings Bank has been your hometown bank in Bethel Ohio since 1889. Organized as a Mutual company, Community Savings Bank is owned by our depositors so we truly are YOUR financial institution. Even though directors and management has changed over the years, the same commitment to personal service and community support still exists today. Our HOMETOWN banking philosophy allows us to create value for the community and those who make up the community. The personal interaction allows us to respond to your financial needs and be involved as your financial PARTNER.