BPI Direct BanKo, Inc., A Savings Bank (or “BanKo”) is the product of a merger between two specialized thrift bank units of the Bank of the Philippine Islands: BPI Direct Savings Bank (the Philippines’ first internet bank), and BPI BanKo (the country’s first mobile savings bank). BanKo’s mission is to promote financial inclusion by providing access to easy, convenient and affordable loan products to fund the operations or grow the businesses of self-employed microentrepreneurs (SEMEs). By strengthening the financial capacities of its clients, BanKo aims to create a positive impact in their quality of life, and ultimately, contribute to the country’s economic growth.