HCN Bank was founded in 1974 by a group of community leaders from the Hemet and San Jacinto area who were involved in various businesses, including real estate, auto, agriculture, and engineering. Until January of 2023, we operated as The Bank of Hemet. The original mission was to create a "friends and family" bank that was safe and sound, a nice environment for both clients and employees, and a company committed to the community. Today, these beliefs still exist, although our community has expanded. While we have six branches throughout the Inland Empire, we are currently lending in over 40 states and have deposit clients in 44. We specialize in providing commercial real estate loans to investors who lease to tenants throughout the United States, including triple net (NNN) properties, mobile home communities, and most income producing real estate. We are also very connected to the local business community near our branches, providing financing solutions to them and other small and medium sized businesses. In addition, we specialize in corporate banking, with an emphasis on serving school districts, cities, non-profit organizations, and middle market businesses requiring treasury management services. While we will always invite clients into our office and continue our high-touch approach, we strive to find user-friendly technology for clients who favor these channels. We consider ourselves a community bank leader in providing technology-based solutions to our customer base, and we take an active role in educating our client base on subjects such as cybersecurity, network protection, and staying safe online. Lastly, we pride ourselves on performance, knowing that a consistently high performing and well capitalized bank will always be a safe and sound bank. Over the last 20 years we have received a number of state and national awards and, because we never deviated from our business model, we have remained successful during the good times and bad. Member FDIC.