SGUA is an underwriting agent licensed by ASIC under the Financial Services Reform Act (licence no 236663). An underwriting agency acts like a contract insurer and manages the risk acceptance and claims functions of insurance in the same way that an insurance company does. Underwriting agencies and insurance brokers are different entities and operate under different sorts of licences. SGUA specialises in insurance products related to full time rental properties and short term holiday homes/ units. Our aim is to fill niches in the market rather than offer products freely available elsewhere. Our products include: - Landlord Property Protection (for full-time rental properties) - Holiday Property Protection (for short term rentals or holiday owned properties) We manage all our own claims and pride ourselves on excellent customer service.