At AP CAPITAL we operate a private credit mortgage fund in Western Canada. Our fund is a mortgage investment corporation (or MIC as they are commonly called). Formed in 2007, AP Capital has funded more than 2,000 mortgages since inception and is proud to work with Canada’s best mortgage brokers and financial advisors. We are a Canadian non-bank alternative lender that offers Western Canadian homebuyers and homeowners an alternative to Canada’s big banks, monoline, trust companies, or credit union financing. Mortgages are sourced through licensed mortgage brokers and AP funds only those we choose. Our mortgages provide short-term solutions to Canadians; all secured by residential real estate primarily located in urban markets of Western Canada. The AP team manages the entire lifecycle of every mortgage in the fund’s portfolio. AP Capital MIC is also an alternative investment option chosen by many of Canada’s top Financial Advisors and Investment Firms.  We are proud of our past performance with a 10-year average annual return of 7.61% (audited, net of fees) with more than 1,300 investors choosing AP Capital MIC through the assistance of their licensed financial advisor.