Aviva's phygital platform is unlocking financial services for 70 million underbanked individuals in small cities in Mexico, by combining the phygital with the digital. Aviva's space-efficient and cost-effective kiosks facilitate seamless, 100% conversational onboarding, making loan applications as simple as a video call. All that's required is a government ID. Traditional underwriting models have consistently failed to unlock financial opportunities for millions. At Aviva, we leverage AI and machine learning to continually improve our risk management and operations. Our mission is to empower today’s underserved communities with life-changing financial tools.