ERGO offers the most comprehensive selection of life, health, pension and asset insurance products and has the most extensive sales network of all Estonian insurance companies. Two companies operate under the name ERGO in Estonia: the non-life insurance company ERGO Insurance SE and the life insurance company ERGO Life Insurance SE Eesti filiaal. ERGO companies in Estonia belong to the ERGO Insurance Group, which has almost 40 million clients in more than 30 countries. The owner of ERGO Insurance Group is Munich Re, one of the leading reinsurance groups in the world.