Deferit is a bill budgeting and payment platform that has helped more than 350k Australians pay more than $200m in everyday bills and helped save over $15m in late fees and early payment incentives. Deferit’s mission is to help people pay their bills. We created an easy to use budgeting tool to pay your bills on time, breaking them down into 4 flexible payments. Our service came to life when we realised that outside credit cards and hardship programs (which have little in-built flexibility for consumers), people had little to no flexible payment options to ensure bills were paid on time. With no interest, no late fees and no hidden costs, Deferit champions the customer’s best interest to provide a budget-friendly solution to a common problem.