Carmelaws Consultancy Limited are independent Change, Programme Management and Business Analysis Professionals. We have a proven record driving significant results across many Business-led, Digitally enabled initiatives as well as major Integration and Migration projects for a wide range of Financial Services clients in Retail Banking and Corporate Banking, as well as Life and Pensions environments.    Our wide-ranging experience, gathered over many years in senior roles, is complemented by specialisms including deep knowledge of Business Change, Project Management and Business Analysis disciplines. We are always open to approaches to discuss how we can help organisations to manage major strategic and regulatory change.