tmw is an open loop wallet enabled account, issued under Federal Bank & powered by MasterCard which empowers its users to complete their day to day payments in a simple & convenient manner. With technology as an enabler tmw has one of the widest acceptance network spread across 2.8 mn retail outlets and many online portals that gives a user the liberty to spend their money virtually anywhere, anytime, any amount. At tmw, we realized that tax saving options & other employee benefits are the critical factors in hiring good talent and an even better in retaining them. The current form of Meal coupons can be used at company premised or redeemed against empaneled grocery outlets. With this background, we launched our first solution for corporates – Digital Meal vouchers. We cut through the hassle of distributing meal coupons by enabling one-click disbursement of coupons. While HR managers can instantly transfer coupons to all employees, employees, in turn, benefit from having their coupons digitized and secured in their smartphones making it more usable. Buoyed by the success of digital meal vouchers tmw Corporate Suite is our latest & most comprehensive solution designed to enable organizations to manage various expense & payments related activities during employee lifecycle. tmw is easy to implement, simple and Plug & Play solution which offers a single window to HR departments to digitally offer such payments to employees. Some of our key offerings include: ∙ Digital Meal Solutions – 100% RBI and IT compliant ∙ Expense Management – with categorized transaction details ∙ Reimbursements – with document upload & data storage Under the leadership of Vinay Kalantri a Fintech leader, teams of experts from diverse industry backgrounds are working relentlessly to deliver many paths breaking solutions. As a result, tmw has charted its own path of growth since inception. To explore more about the product, visit www.tmwpay.com or write to us at info@tmwpay.com