Vietnam Public Joint-stock Commercial Bank (PVcomBank) was established under the Decision No. 279/GP-NHNN dated September 16, 2013 by the State Bank of Vietnam based on the unification between PetroVietnam Finance Corporation (PVFC) and WesternBank. On October 01, 2013, PVcomBank started its official operations under the Business Registration Certificate for a joint-stock company with the business code 0101057919 by Hanoi Authority for Planning and Investment. Vietnam Public Joint-stock Commercial Bank - PVcomBank has the total assets of nearly VND100,000 billion, charter capital of VND9,000 billion, in which the largest shareholder is Vietnam Oil and Gas Group (accounting for 52%) and strategic shareholder is Morgan Stanley (6.7%). With a network of 113 transaction offices in major provinces in Vietnam, professional and highly qualified and experienced staff providing services for enterprises in Oil and Gas, power, and infrastructure sectors, PVcomBank provides a wide range of products and services, fully meet the demands of personal and corporate customers. Following the statement of "Gapless banking", PVcomBank is making every effort to become a Lifetime Bank offering financial products and services best tailored to the diversified & ever-changing needs of individuals and corporates.