Monsoon is an Artificial Intelligence-powered loan-underwriting platform deployed as a service (SaaS). It has been demonstrated to improve the asset quality and profit margin of a diverse set of loan books by identifying future delinquencies at the time of underwriting, thus reducing delinquencies without affecting approval rates. Our firm was started by Data Scientists, Financial Analysts and Technologists who worked with some the world’s most prestigious financial institutions including Bank of America, American Express and The World Bank and is currently engaging with Indian and International lenders including banks and NBFCs to help them leverage the power of machine learning and automation.