Generate is an award-winning New Zealand owned KiwiSaver Scheme and wealth manager with strong long-term performance and industry recognition for its community and environmental impact investments. Generate serves more than 130,000 Kiwis and in 2023 won a Consumer NZ People’s Choice Award, the Canstar Most Satisfied Customers Award and the Readers Digest Trusted Brand Award for KiwiSaver. The issuer is Generate Investment Management Ltd. A copy of the Generate KiwiSaver Scheme Product Disclosure Statement and advertising disclosures are available at www.generatewealth.co.nz/advertising-disclosures. Past performance is not a reliable indicator of future performance.