At Experian, we believe data has the power to transform lives and societies for the better. Experian has two companies in India: Experian Credit Information Company of India Pvt. Limited (ECICIL) and Experian Services India Private Limited (ESIPL). ECICIL is the first credit bureau to be licensed in India by the Reserve Bank of India (RBI) under the Credit Information Companies (Regulation) Act, 2005 (CICRA). The Experian credit score and Credit Information Report (CIR) provided by ECICIL displays the credit history of an individual or an entity based on credit information received from the lenders. ESIPL is in the business of decisioning solutions, risk management, fraud and identity verification services which helps businesses make better credit decisions and mitigate various risks. We specialise in making sense of data in powerful new ways that create opportunities for consumers, businesses, and society as a whole. We’ve been helping individuals take control of their finances to put themselves in a better position to buy their dream home and send their children off to university. We’ve been empowering businesses and organisations to make smarter decisions, lend responsibly, and combat fraud in all sectors of our society. And our work here isn’t done. Now more than ever, we’re investing in new technologies, talented people, and innovative solutions. With more than 21,700 members of staff in 30 countries, we’re dedicated to harnessing the power of data to deliver new opportunities and create a better tomorrow for everyone.