Redeemeum is a universal, Web 3 component for representing products and services as tradable smart voucher tokens that connect to Web 3 customer data. Rather than an end-user application; Redeemeum is a set of open sourced standards, protocols and smart contracts. Redeemeum enables developers to easily build and monetize applications that combine decentralized finance, payments and loyalty with real world products and Web 3 customer data.